services
We help Sydney property owners and investors access, refinance, and structure home loans that fit their goals, whether you’re buying, building, or investing.
Purchase
The most common home loan is a new or existing property purchase. This could be for either owner occupied or investment purposes. We will provide options once your scenario is reviewed and the right home loan will be sourced from this information.
Refinance
Periodically reviewing your home loan is vital. The market is constantly changing so we have to make sure your product and rate is always competitive.
Refinancing your current mortgage can be a great way to reduce costs and enable you to access equity for home improvements or renovations.
Investment
Property is one of the most reliable ways to build long-term wealth, and the right loan can make all the difference. We can help you purchase your first investment property or add to your portfolio, We make it easier to grow your wealth through smart property investing.
First Home Buyer
Buying your first home can be quite daunting with many factors to consider, its important you get great advice from the start. Complete Home Loans will guide you through each step to ensure you understand the home loan process and answer any questions you have along the way.
Self-Employed
We work with a range of lenders who understand that every business is different whether your a sole trader, partnership or a company. We’ll help you find a loan that suits your situation. With the right setup, you can keep growing your business while building wealth through the property market.
Debt Consolidation
Struggling to pay off a debt? A lender may be able to reduce your total monthly repayments by consolidating the debt into the home loan. Complete Home Loans will look at your debts and make an informed decision on how to save you some money.
Low Deposit Loans
Getting into the property market doesn’t always mean having a big deposit. With the right lender and loan structure, this could be an option, even with as little as a 5–10% deposit. We’ll help you explore options like Lender’s Mortgage Insurance (LMI) waivers, government grants, and guarantor loans.
Guarantor
If you don’t have a 20% deposit and would like to avoid Lenders Mortgage Insurance (LMI) this loan can used to your benefit, if applicable. The guarantor loan allows you to borrow between 100%-110% of the purchase price, subject to approval. This loan is common among first home buyers struggling to save a deposit but have the capabilities of servicing the loan..
Construction
Purchasing land and building is a CHL specialty. We cater to new buildings and renovations while informing you on what documents are needed before and during the construction phase. The progress payments will be made easier as we follow the schedule until completion.
Pre-approval
A home loan pre-approval gives you clarity on how much you can borrow before you start looking. Once your situation is reviewed, we’ll provide options and secure a conditional approval so you can approach the market with confidence.
We Take the Stress Out of Home Loans
From the very first consultation, we focus on finding the loan product that best fits your needs. From there, we take care of the complexities — handling paperwork, negotiations, and communications with lenders, conveyancers, solicitors, and other parties — so you don’t have to worry about the details.
We believe a personal approach is key to building strong, long-lasting relationships with our clients. Our goal is to help you create long-term wealth and financial security for yourself and your family.
Sydney Home Loans Made Simple
Get clarity on what you can borrow, compare lenders, and make confident property decisions.