About US
At Complete Home Loans, we believe finding the right home loan in Sydney shouldn’t feel overwhelming. Whether you're buying your first property, refinancing, or investing in real estate, we’re here to simplify the process and support you every step of the way.
Every client’s situation is different, which is why we focus on personalised advice, clear communication, and finding solutions that truly fit your needs.
From start to finish, we’re here to make the process straightforward and stress-free.
If you're ready to explore your options, we’re here to help.
Australian Credit Licence 391237
chris bowers jp
Chris has over 16 years of experience in the mortgage industry and is a Sydney-wide mobile broker. He enjoys meeting clients wherever it’s convenient — at home, work, or a local café — including evenings and weekends.
He keeps up to date with the latest interest rates, lender policies, and credit requirements, so he can help clients explore the options that best suit their situation.
Chris takes pride in making the process of buying, selling, or refinancing as simple and stress-free as possible. He loves helping clients feel confident about their decisions and guiding them toward their financial goals with personal, professional support.
Home loan types
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A variable rate home loan is one of the most popular loan types. A standard loan which incorporates a mix of features and flexibility. The interest rate will move up and down with the market
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A fixed rate home loan offers a fixed interest rate for a set period of time. The repayments will stay the same during the fixed rate period and offers stability at a fixed cost. Fees may occur when a fixed rate home loan is broken
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A split rate home loan can be a combination of both variable and fixed rate
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An offset account is an everyday account which is linked to your home loan. The balance of the everyday account is offset against that owing on the current mortgage
