About Us

At Complete Home Loans, we believe finding the right home loan in Sydney shouldn’t feel overwhelming. Whether you're buying your first property, next property, refinancing, or investing, we’re here to simplify the process and support you every step of the way.

Every client’s situation is different, which is why we focus on personalised advice, clear communication, and finding solutions that truly fit your needs.

From start to finish, we’re here to make the process straightforward and stress-free.

If you're ready to explore your options, we’re here to help.

Australian Credit Licence 391237

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Chris Bowers

Chris has over 16 years of experience in the mortgage industry and is a Sydney-wide mobile broker. He enjoys meeting clients wherever it's convenient — at home, work, or a local café — including evenings and weekends.

He keeps up to date with the latest interest rates, lender policies, and credit requirements, so he can help clients explore the options that best suit their situation.

Chris takes pride in making the process of buying, investing, or refinancing as simple and stress-free as possible. He loves helping clients feel confident about their decisions and guiding them toward their financial goals with personal, professional support.

Qualifications & Accreditations

When it comes to choosing a mortgage broker, you want someone who is qualified and accountable. Here's what Chris brings to every client relationship:

MFAA Member As a proud member of the Mortgage & Finance Association of Australia (MFAA), Chris is held to a strict code of practice and professional standards — meaning you can trust that the advice you receive is ethical, transparent and always in your best interest.

Loan Market Group As part of the Loan Market Group, one of Australia's largest mortgage broking networks, Chris has access to an extensive panel of lenders — giving you more choice and a better chance of finding the right loan at the right rate.

Qualifications

  • Certificate IV in Finance & Mortgage Broking

  • Diploma of Finance and Mortgage Broking Management

Justice of the Peace (JP) Chris is a registered Justice of the Peace in NSW, meaning he can witness and certify documents on your behalf — a handy added service during the home loan process.

Chris Bowers Mortgage Broker. Macarthur Region Newtown and Camden. Top mortgage broker

Our panel of lenders

Every lender has different policies, loan features and pricing. By working with a wide panel of lenders, we’re able to compare options and help match the right loan to your situation.

Our lender panel includes a mix of major banks, non-bank lenders and specialist providers.

Logos of various Australian financial institutions organized in three rows, including Commonwealth Bank, ANZ, Virgin Money, NAB, Westpac, St. George, OnDeck, GOE edge, Pepper Money, Suncorp, ING, and Bankwest.

Home loan types

  • A variable rate home loan is one of the most popular loan types. A standard loan which incorporates a mix of features and flexibility. The interest rate will move up and down with the market

  • A fixed rate home loan offers a fixed interest rate for a set period of time. The repayments will stay the same during the fixed rate period and offers stability at a fixed cost. Fees may occur when a fixed rate home loan is broken

  • A split rate home loan can be a combination of both variable and fixed rate

Want to learn more about home loan types and features? check out our home loan guide below

home loan guide
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