If you’re looking at house and land packages in South West Sydney, you’ve probably come across a lot of builders. Some are large volume operators, some are interstate companies with a local sales office, and some are genuinely local businesses who know the area and care about the result.
Verona Homes falls into the last category. They’re a family-owned builder based right here in South West Sydney, at Menangle Park, and they build across a range of suburbs in the region. We work with clients who are building with Verona Homes regularly, and we wanted to put together a straightforward overview of what they offer and how the finance works.
Who Are Verona Homes?
Verona Homes is a family-owned home builder based in South West Sydney, operating out of Menangle Park. They describe their approach as personal, practical and quality-focused, and that reputation is backed by consistently strong client reviews. Their building licence is 273251C and they have been HIA award finalists, including a finalist placement in the NSW display homes $400K to $450K category.
What sets them apart from some of the larger volume builders is the communication and personalised service. Clients regularly mention the online client portal that allows them to track progress throughout the build, the attention to detail at colour selections, and the fact that the team treats your home like their own. For first home buyers building for the first time, that level of hand-holding through the process makes a real difference.
Their display homes are located at Menangle Park and are open for inspection. They have both a single-storey walk-through of the Alexandra 190 and a double-storey walk-through of the Gabriella 299, both available virtually through Matterport if you want to explore before visiting in person.
Where Do They Build in South West Sydney?
Based on their current package availability, Verona Homes builds across the following South West Sydney suburbs:
Austral — 8 projects available, packages from $1,069,855. Austral sits in Liverpool LGA on the northern edge of the South West Sydney Growth Area and is well connected by road and public transport.
Oran Park — 1 project available, packages from $1,084,740. One of Camden LGA’s most established masterplanned estates with a fully operational town centre, schools and parks.
Menangle Park — 1 project available, packages from $1,155,558. A growing masterplanned community where Verona Homes is actually based, with a new town centre and primary school in the pipeline.
Leppington — 2 projects available, packages from $1,154,855. On the northern edge of Camden LGA with train access via the South West Rail Link, making it one of the better-connected new estate areas in the region.
Spring Farm — 1 project, 186 Macarthur Road Stage 2, packages from $989,855. A well-established suburb sitting between Camden and Narellan with good schools and local amenity.
Thirlmere — 94 Rita Street, packages from $929,855. A quieter semi-rural suburb in Wollondilly Shire, offering more land for your money and a country town lifestyle.
Tahmoor — 90 Tahmoor Road, packages from $939,855. Another Wollondilly option with a train line into Sydney and a more affordable entry point than many Camden suburbs.
Appin — Appin Grove estate, packages from $1,069,855. A semi-rural area between Camden and Wollondilly that appeals to buyers who want more space and a quieter lifestyle.
The most accessible starting price is in Thirlmere at $929,855 and the highest starting price is in Menangle Park and Leppington at over $1,150,000. Across the range, there are options for buyers at different budget levels across both the Camden LGA and Wollondilly Shire areas.
What Home Designs Do They Offer?
Verona Homes has a range of 35 home designs across single and double storey options, ranging from compact narrow-lot designs to large family homes. Here are some of the designs currently available:
Elio 156 — 3 bedrooms, 2 bathrooms, 2 cars. A compact narrow-lot design suited to smaller blocks, 145 to 165 square metres.
Pescara 189 — 4 bedrooms, 2.5 bathrooms, 1 car. A narrow-lot design at 165 to 200 square metres, well suited to tighter blocks in established estates.
Mariana 213 — 4 bedrooms, 2 bathrooms, 2 cars. A wide-lot design at 200 to 235 square metres, one of their more popular mid-range options.
Isabella 228 — 4 bedrooms, 2 bathrooms, 2 cars. Wide-lot at 200 to 235 square metres.
Aria 256 — 3 bedrooms, 2.5 bathrooms, 2 cars. Wide-lot at 235 to 275 square metres.
Darraby 293 — 4 bedrooms, 2.5 bathrooms, 2 cars. A larger wide-lot design at 275 to 300 square metres, suited to buyers who want more space and a premium finish.
All designs can be viewed on the Verona Homes website at veronahomes.com.au where you can filter by bedrooms, bathrooms, house width and size to find the design that suits your block and your family.
How Does the Finance Work?
This is where we come in. Building with Verona Homes, like any house and land package, requires a different loan structure to buying an established home. Here’s a quick overview.
Two contracts, two loans. A house and land package involves a contract for the land and a separate building contract with Verona Homes. The finance mirrors this structure, with a land loan that settles first and a construction loan that draws down in stages as the build progresses.
Interest only during construction. During the build you only pay interest on the amount that has been drawn down, not the full loan amount. So while Verona Homes is completing your slab, frame, lock up, fit out and completion stages, your repayments are lower than they will be once you move in. Once the build is complete and the occupancy certificate is issued, your loan converts to a standard principal and interest home loan.
Stamp duty on the land only. One of the financial advantages of a house and land package is that stamp duty in NSW is calculated on the land price only, not the combined value of the land and the completed home. For first home buyers, if the land price comes in under certain thresholds, a full or partial stamp duty exemption applies. This can represent a meaningful saving compared to buying an equivalent established home at the same total price.
First Home Guarantee. If you’re a first home buyer, the Australian Government’s First Home Guarantee allows you to purchase with as little as a 5% deposit and no Lenders Mortgage Insurance. The $1.5 million property price cap for Sydney covers most of Verona Homes’ packages across South West Sydney comfortably. We’ve written a full explainer on the scheme here.
Fixed price contract. Verona Homes operates on a fixed price contract, which means the price agreed at signing is the price you pay. There are no surprises from rising material costs or labour changes during the build. This is important from a finance perspective because it means your loan amount is locked in from the start.
Not all lenders are equal for construction. Some lenders are better suited to construction lending than others. They have more streamlined processes, better rates during the construction period, and clearer policies around progress payments. Getting the right lender from the start makes a real difference to how smoothly your build progresses. This is one of the key things we help with.
We’ve written a detailed guide to how house and land package finance works which you can read here.
Why Work With Us Alongside Verona Homes?
Building a home involves a lot of moving parts. Your builder, your conveyancer, your lender, and the estate developer all need to work together for the process to run smoothly. Having a mortgage broker who understands construction lending and works regularly with buyers in South West Sydney means you have someone coordinating the finance side so you can focus on the exciting part — choosing your design, your colours, and watching your home come together.
We work with a wide panel of lenders and can compare construction loan options across multiple banks and non-bank lenders to find the one that suits your situation. We also stay across the progress payment schedule with your lender throughout the build so drawdowns happen on time and your builder isn’t waiting on funds.
Ready to Build?
If you’re thinking about a house and land package with Verona Homes or any other builder across South West Sydney, get in touch and we can walk you through your borrowing capacity, compare lenders, and get your pre-approval sorted before you sign any contracts.
Get in touch at our Mortgage Broker Camden page and let’s talk through your options.
